Best Online Casino Payouts for 2024 - Top Sites in the US

Mike J. Davies By Mike J. Davies Senior Editor at Casinos.US Updated: November 29, 2024
Mike J. Davies Mike J. Davies Senior Editor at Casinos.US See Full Bio

Mike is our Senior Editor and experienced gambling strategist. A former hockey player, he transitioned to the casino industry after finishing his B.A. in English. Blackjack systems, online casino guides, gambling terms, and more - Mike is familiar with all fine points of gambling.

Best Paying Online Casinos for December 2024

Casinos Welcome Bonus Type Slots All Games Excluded States Rating Secure Link Terms
Up to 250 Million Gold Coins + Free 25,000 Stake Cash Sweepstakes 1,000+ 1,020+ WANYNVIDKYMIVT 4.96/5 Play Now! Valid only for new players 21+ in all states except New York, Michigan, Idaho, Nevada, Kentucky, Vermont, and Washington. Full T&Cs apply.
2,000,000 coins Social 200+ 200+ IDMIRITNWA 4.95/5 Play Now! Valid only for new players 21+ in all states except Michigan, Idaho, Rhode Island, Tennesse, and Washington. Full T&Cs apply.
Get Up To 200 GC + 40 SC + 100 Diamonds! Social & Sweepstakes 513 513 IDMINVWA 4.95/5 Play Now! Valid only for new players 21+ in all states except Idaho, Michigan, Nevada, and Washington. Full T&Cs apply.
Up to 100,000 Free Coins Sweepstakes 300+ 300+ NVWAIDMI 4.95/5 Play Now! Valid only for new players 21+ in all states except Michigan, Idaho, Nevada, and Washington. Full T&Cs apply.
100,000 Crown Coins Social & Sweepstakes 170+ 350+ IDMINVWAMTLA 4.90/5 Play Now! Valid only for new players 21+ in all states except Idaho, Michigan, Nevada, Washington, Montana, Louisiana. Full T&Cs apply.
Exclusive Discount Coin Packs Sweepstakes 1,330+ 1,340+ WAMIIDNV 4.90/5 Play Now! Valid only for new players 21+ in all states except Michigan, Idaho, Nevada, and Washington. Full T&Cs apply.
5,000 Gold Coins + 2.3 Sweepstakes Coins Social 556 558 IDNVWA 4.80/5 Play Now! Valid only for new players 21+ in all states except Idaho, Nevada, and Washington. Full T&Cs apply.
10,000 Coins + 2.5 Sweepstakes Coins Social 220 280 ALGAIDKYNVWA 4.75/5 Play Now! Valid only for new players 18+ in all states except Alabama, Geordia, Idaho, Kentucky, Nevada, and Washington. Full T&Cs apply.
Daily Free Virtual Credits Social 500 600 IDMIWA 4.75/5 Play Now! Valid only for new players 21+ in all states except Idaho, Michigan, and Washington. Full T&Cs apply.
Get 500 Free Virtual Credits Social 800 900 IDMIWA 4.70/5 Play Now! Valid only for new players 21+ in all states except Idaho, Michigan, and Washington. Full T&Cs apply.

Each of the featured online best-paying online casinos in the US is safe and licensed. Essentially, that guarantees fair payouts and player protection. Playing on such platforms provides access to diverse bonuses and some of the best payout casino games, including table games, slots, live dealer games, and more.

Top 5 Best Casino Payouts

We broke down our list to include the top 5 highest-paying online casinos. All of them stand out with return-to-player rates above 96.00%, which is the average for most gaming platforms. You canxplore the operators with the highest casino payout percentage below:

  1. ✅ PartyCasino - 97.20% Payout Rate
  2. ✅ bet365 - 97.20% Payout Rate
  3. ✅ Caesars Palace Online Casino - 97.00% Payout Rate
  4. ✅ Harrah's - 96.90% Payout Rate

PartyCasino NJ - 97.20% RTP

At PartyCasino, you can choose from nine blackjack RNG variations with RTPs of over 99.53%. The overall return-to-player rate of the operator is 97.20% - it is calculated based on the approximative RTP of all games offered on its platform, which means it can vary every time the casino adds a new title.

bet365 NJ - 97.20% RTP

What we liked at bet365 was the easy access to all titles' RTPs. When you visit the game library, you will notice a little info button at the bottom right of each slot or table game. We recommend trying Starburst, with its high payout rate of up to 96.09%.

Caesars Palace Online Casino MI - 97.00% RTP

An advantage of Caesars Palace Online Casino is the diversity of table games. It offers the best online casino payouts, with First Person Baccarat - up to 98.76%. The operator has other high payout games, such as Baccarat from NetEnt and IGT, where the betting ranges vary from $0.20 to $25,000.

Harrah's NJ - 96.90% RTP

While creating the review of Harrah's casino, we appreciated the abundant selection of video poker that few of the highest-paying online casinos offer. If you enjoy this game category, we recommend Tens or Better because it offers payouts of up to 97.96%.

Highest Paying Online Casinos by Category

Players consider various factors before choosing between the highest payout online casinos. We have highlighted some of the most preferred categories, like the best-paying PayPal operator or the top casino app. If that sounds interesting, we featured the highest payout online casinos in the US listed by type below.

⭐ Highest Payout Casino US BetMGM
🎁 Best Payout Bonus Caesars
💳 Best PayNearMe Payout Casino BetMGM
🤵 Highest-Paying Live Casino Borgata
🔝 Best-Paying PayPal Casino Harrah`s
📱 Highest Payout Mobile Casino BetRivers
🆕 Newest High Payout Casino Borgata
🛡️ Safest Casino with High RTP bet365
🎲 Best Casino Payout Games BetMGM
🎰 Highest-Paying Slots USA Borgata
🃏 Best Payout Blackjack Site Caesars
🏅 Highest-Paying Roulette Website BetMGM

We prioritize safety when we rank the best real money online casinos with the highest payout. We ensure they're licensed by official US regulatory bodies, and only after that do we classify the casinos by the category they excel in - live dealer gaming, promotions, fast payments, or others.

Best Online Casino Payout for December 2024

Among the highest payout online casinos, the below-listed operator has the highest RTP of over 97.87%, which is above the average in the market. Our team of reviewers also agreed that one operator caters to all player preferences by offering diverse game categories and promotions. You can check it out here:

Up to $2,500 Deposit Match IGCA2500 97.87% NJPA
PLAY NOW! Must be 21+ and physically present in MA, PA, NJ and WV only. New users and first deposit. Wager $25+ to receive 2,500 Reward Credits. Full T&Cs and wagering requirements apply.

How to Choose the Best Paying Online Casinos

The return-to-player rate shows you the theoretical percentage of the initial bets you could get back in the long run, which makes it a decision-making factor. We list the best-paying online casinos in the USA that have RTPs above 96.00%, but we also consider the licenses, payment methods, Android & iOS optimization, rich game libraries, and other distinctive factors, including:

While some of you will choose an operator based on the highest-paying games, others will opt for the fastest payout online casinos. We consider these ranking criteria and try to pick something for those who prefer playing with a bonus or from a native app. To remind you safe gambling is crucial, we'll further explain the security and licensing of US operators.

Security and Licensing

Player protection is our priority, so we guarantee the best payout casinos online listed here are licensed. You can do extra checks on any casino website by scrolling to the bottom of their home page and locating the official licensing seal. All US states have different regulatory bodies, the most prominent of which are as follows:

Before signing up at one of the high payout online casinos, ensure it's legal in your state and that the games' RTPs have been audited. For example, if you want to play at the best online casinos in Pennsylvania, look for the stamp of the PGCB, and you'll be safe to go.

Best Paying Casino Games

Even the games with the best online casino payouts don't have RTPs of 100% because the casino always has an edge. Overall, table games pay better than slots - their return-to-player rates are over 97.00%. However, our team hand-picked the highest payout casino games in the US from each category so you can find a match for your taste.

Best Payout Casino Game Play At Payout Rate Type Bet Limits Game Rating Secure Link Terms
Premium Blackjack Pro 99.49% Blackjack $0,10 - $2,500 4.95/5 PLAY NOW! Valid only for new NJ players over 21 years of age. Opt-in required. Min. deposit $10. Full T&C's apply.
Casino Hold`em 99.18% Video Poker $1 - $100 4.90/5 PLAY NOW! New players only. Min. $10 deposit to quality, CASINOBACK: Bonus money match of casino net losses in first 24 hours of play up to max. designated amount. 1X playthrough requirement on select games. Bonus money expires 30 days from Issuance it playthrough requirement unmet. Full T&Cs apply.
Tens or Better 99.13% Video Poker $0,20 - $2,000 4.90/5 PLAY NOW! Valid only for new PA players over 21 years of age. Opt-in required. Full T&C's apply.
Monopoly Big Event 99.00% Slot $0,20 - $500 4.85/5 PLAY NOW! Valid only for new NJ players over 21 years of age. Opt-in required. Min. deposit $10. Full T&C's apply.
Blood Suckers 98.00% Slot $0,10 - $250 4.80/5 PLAY NOW! Valid only for new NJ players over 21 years of age. Full T&Cs apply.

At the best video poker sites, the payout rates are above 99.00%. US players prefer this game category because it combines the simplicity of RNG-based games and the strategic gameplay of poker.

However, online blackjack is on top of the list with its RTP of 99.49%. It has the lowest house edge among all casino games. My advice is to avoid placing many side bets when playing blackjack, as it reduces the RTP considerably.

Best Bonus Offers

All featured highest payout online casinos on this page have welcome bonuses for new players. Such promotions come as a first deposit match and typically offer extra cash and sometimes free spins. Before you sign up, check the eligible games and ensure they suit you. You can find all details about the best bonus offers at the highest-paying online casinos below.

Best Payout Online Casino Welcome Bonus Bonus Code Wagering Min. Deposit Eligible States Secure Link Terms
100% up to $2,500 + $50 & 50 Spins On the House Not Needed 15x $10 MINJPAWV Claim Your Bonus! Valid only for new WV players over 21 years of age. Opt-in required. Min. deposit $10. Full T&Cs apply.
Caesars Up to $1,000 Deposit Match IGCA2500 15x $20 MINJPAWV Claim Your Bonus! Must be 21+ and physically present in MA, PA, NJ and WV only. New users and first deposit. Wager $25+ to receive 2,500 Reward Credits. Full T&Cs and wagering requirements apply.

Players should check the T&C of any bonus offer very carefully. My research shows some promotions aren't as generous as they first seem, and you should consider the wagering conditions. The best online casino bonus offers have playthrough requirements below 35x and don't exclude high RTP games like blackjack from their promos.

Highest Paying Casino Apps

The game's payouts remain the same on desktop and mobile devices. As many of you prefer playing on the go, we rated the performance of the recommended operators with different operating systems to verify stability and responsiveness. Most importantly, we ensured the highest payout games were playable on a smaller device. Check the top-paying casino apps below:

4.8/5 200% up to $200 97.20% NJ PLAY NOW! Valid only for new NJ players over 21 years of age. Full T&Cs apply.
4.7/5 Up to $1,000 Deposit Match 97.00% MIWVNJPA PLAY NOW! Must be 21+ and physically present in MA, PA, NJ and WV only. New users and first deposit. Wager $25+ to receive 2,500 Reward Credits. Full T&Cs and wagering requirements apply.

We think those are the best mobile casino apps because they provide some of the highest RTP table games and slots. At BetMGM, for example, you can try Mega Joker, with payouts up to 99.00%, while Caesars Palace offers Dead or Alive with an RTP of 96.80%. The featured operators support iOS and Android, and you can access them via a native app or mobile browser.

Available Payment Methods

If you were lucky to receive some of the best casino payouts, you must find a safe payment method. Players have several options while playing at US online casinos. Debit and credit cards are the most popular, given their high levels of security, while e-wallets and pre-paid cards have their fans valuing privacy.

You should consider the withdrawal options at the chosen website with the best online casino payouts. Often, you must receive your prize using the same method as depositing. Prepaid cards like PayNearMe are not eligible. If you need an alternative, we recommend online casinos that accept PayPal because of their fast processing times.

Highest Paying Online Casino by Type

The highest payout online casino platforms vary in the margins of the return-to-player rates, but they also specialize in offering different games. If you're a blackjack fan, you won't choose an operator if its highest payout casino games are slots, which is why we want to save you some time.

Below, we classified the best-paying online casino platforms into four main categories. Some operators may rank in more than one category, given they have excellent portfolios of slots, blackjack, roulette, and other game types.

Best Paying Slots Sites

As the scientists of the Department of Applied Informatics at the University of Macedonia[5] note, the RTP describes the long-term theoretical expected payback percentage from all wagers on a slot machine. Compared to land-based casinos, an advantage is that online slots provide higher payouts, up to over 96.00%. Check the following table to explore the highest RTP online casino sites for playing slots.

200% up to $200 97.20% 98.00% NJ PLAY NOW! Valid only for new NJ players over 21 years of age. Full T&Cs apply.
100% up to $100 + 100 Free Spins 96.90% 98.16% NJ PLAY NOW! Valid only for new NJ players over 21 years of age. Full T&Cs apply.

These are excellent examples of the best slot sites, but before signing up with any operator, it's worth checking additional factors. You should consider the game's house edge and volatility. For example, if a slot's volatility is low, it's programmed to provide smaller payouts but more frequently.

High-volatile slots, on the other side, typically offer higher payouts over the long run. However, the hit frequency is smaller. These factors are essential regarding what to expect from a game, so please pay attention to them. This advice applies whether you're playing at the best Playtech online casinos or enjoying time with another operator.

Highest Payout Blackjack Websites

According to Xinyi Cai[1], the standard blackjack house edge is considered to be around 2%. Depending on the player's strategy and individual game rules, it could reach an RTP of over 99.53%, among the best casino payouts. Our team focused on evaluating the game variations at several gaming platforms so you could choose from the top blackjack sites with high payouts.

100% up to $1,000 + $25 On the House 96.16% 99.49% MINJPAWV PLAY NOW! Valid only for new NJ players over 21 years of age. Opt-in required. Min. deposit $10. Full T&C's apply.
100% up to $1,000 + $20 On Sign Up 96.16% 99.49% NJPA PLAY NOW! Valid only for new PA players over 21 years of age. Opt-in required. Full T&C's apply.

Game variations at the best online blackjack websites include single or multiple decks and can be played in RNG mode or with real dealers. In his article for Gambling Insider, Tim Poole [3] notes that the payout rate starts from 99.3% for live dealer versions.

The game variations are endless, from the popular titles of American or European Blackjack to Blackjack Surrender. Furthermore, at the best Evolution online casinos, you can play live dealer games. You can refer to blackjack charts to learn what actions are advised depending on your cards.

Best Payout Roulette Sites

Roulette is an all-time favorite in gambling venues and is beginner-friendly. It has a similar RTP online as in land-based casinos -an average of 97.30% for the European variation. Classic and more innovative titles are available at the top-paying roulette casinos listed below.

200% up to $200 97.20% 97.13% NJ PLAY NOW! Valid only for new NJ players over 21 years of age. Full T&Cs apply.
100% up to $1,000 New Player Bonus 97.20% 97.62% NJ PLAY NOW! Valid only for new NJ players over 21 years of age. Opt-in required. Min. deposit of $10. Full T&Cs apply.
Up to $1,000 Deposit Match 97.00% 97.26% MIWVNJPA PLAY NOW! Must be 21+ and physically present in MA, PA, NJ and WV only. New users and first deposit. Wager $25+ to receive 2,500 Reward Credits. Full T&Cs and wagering requirements apply.
100% up to $1,000 + $25 On the House 96.16% 97.47% MIWVNJPA PLAY NOW! Valid only for new NJ players over 21 years of age. Opt-in required. Min. deposit $10. Full T&C's apply.

Single-zero European wheels are preferred at the best online roulette websites because they have a lower house edge equal to 2.70%. For comparison, the AGA[4] highlights that American Roulette's house edge is 5.3% due to the additional double-zero pocket. Our advice is to refrain from placing too many side bets, no matter how high their potential to pay out.

Best-Paying Online Casinos for Real Money

Of course, playing should be for fun, but maybe you would agree that receiving a payout also sounds appealing. Before you deposit, you must ensure the operator is secure and licensed in your state. Here, we featured the best-paying real money casino sites, most of which are legal in several US states:

100% up to $1,000 New Player Bonus 97.20% 97.62% NJ PLAY NOW! Valid only for new NJ players over 21 years of age. Opt-in required. Min. deposit of $10. Full T&Cs apply.
Up to $500 in Casino Losses Back 96.50% 99.18% MIWVNJPA PLAY NOW! New players only. Min. $10 deposit to quality, CASINOBACK: Bonus money match of casino net losses in first 24 hours of play up to max. designated amount. 1X playthrough requirement on select games. Bonus money expires 30 days from Issuance it playthrough requirement unmet. Full T&Cs apply.
100% up to $1,000 + $25 On the House 96.16% 99.49% MIWVNJPA PLAY NOW! Valid only for new NJ players over 21 years of age. Opt-in required. Min. deposit $10. Full T&C's apply.

Claiming a bonus could potentially better the odds but it has to offer fair terms. If you do so, pay attention to the wagering requirements and game contribution. Slots often contribute 100%, while the best online craps for real money don't exceed 20%.

The playthrough requirements are often less achievable than they seem. We checked the best new online casinos and found promotions with reasonable terms - extended validity periods, diverse eligible games, and wagering requirements below 35x. Why not explore these and the top NetEnt casinos and decide for yourself?

The overall situation regarding online gambling laws in the US is constantly changing. Some states have legalized it and offer regulated and licensed online casino websites, while many others have not yet taken such actions. Here is a list of some of the US states where online casino gaming is legal:

  • New Jersey
  • Pennsylvania
  • Michigan
  • West Virginia
  • Delaware
  • Connecticut

It's important to note that laws regarding online gambling can change, and you must ensure that you're are playing legally. By choosing licensed and regulated casinos, you are guaranteed high levels of security, and most importantly, you will be paid out any accumulated winnings.

Pros and Cons of Playing at High Paying Online Casinos

The advantages of playing games with high casino payouts are evident. The higher the return-to-player rate, the bigger the portion of bets players could receive back over the long run. However, the operators with the best casino payouts can't guarantee a win, so we have listed the main pros and cons of choosing them.

  • Better overall value
  • Potential longer playing time
  • Bonus increments
  • Fewer games choice
  • Game mechanics are less fun

Problem Gambling Help

I recently found a study from 2022 where Newall et al.[2] concluded that players are less likely to gamble compulsively if a game has its house edge easily visible. The experiment showed reductions in the number of bets when participants were shown house-edge or volatility warning instead of return-to-player information. It's always advisable to check these metrics before placing a bet.

We take the occasion to remind you to gamble responsibly and learn to recognize the symptoms of addiction. Unfortunately, some players struggle to control their gambling habits. Should you know anyone in need, free help is available at the website of the NCPG (National Council on Problem Gambling).

Frequently Asked Questions

We hope our guide to the best online casino payouts was helpful. However, some of you may still ask "What is the highest-paying online casino?". We know it takes time for beginners to dive into the gambling market's specifics, so feel free to check our FAQ section and find answers to your queries.

Which are the best-paying online casinos in the US?

Overall, the best payout online casinos in the US have return-to-player rates over 97.00%. They have many high-paying games like blackjack, baccarat, and roulette, but slots fans would easily find a match, too. All operators on our list have their RTPs certified by third-party agencies, so you are safe to explore them.

What are the best online casino payouts in the US?

The casino payouts' percentage depends on the chosen game. Typically, table games offer a higher RTP rate, and you can try some of them in demo play mode before depositing. For example, blackjack has the lowest house edge of 0.5%. You can select the best-paying casino sites by category to ensure they offer a game that interests you.

Is it legal to play at the highest payout online casinos in the US?

Before you start playing, check the legal status of the best payout casinos because they're legal only in several US states. Pennsylvania, New Jersey, Michigan, West Virginia, Delaware, and Connecticut welcome players to enjoy real-money casino games. However, you have to meet the minimum gambling age, which is usually 21 years old.

What games offer the best casino payouts?

Our research shows that blackjack casino's return-to-player rates are the most satisfying. The game of 21 offers payouts of over 99.53%. We recommend starting from Classic Blackjack - NetEnt offers such an RNG variation where bets start from $0.10 and an RTP of 99.65%.

Which are the top payment methods at the best payout online casinos?

Most operators accept multiple casino payment methods, including e-wallets, debit cards, and online banking. We recommend digital wallets like PayPal because they keep your banking details private while offering lightning-speed transactions. Alternatively, debit cards are another excellent choice because security is guaranteed.

Conclusion - Best Online Casino Payouts in 2024

We believe the featured best payout online casinos are the most suitable destinations for players wanting to try and improve their theoretical RTP from casino games. Each has been carefully selected and examined for compliance with US gambling regulations, so you have no reason to worry about your safety.

Mike J. Davies
Mike J. Davies Senior Editor at Casinos.US

Mike is one of our most senior team members and contributes with over 20 years of experience in the gambling industry. He's our online and land-based casino review expert and a blackjack enthusiast. Mike's a table games strategist and is dedicated to helping you make informed decisions.

More about Mike

Another reason why approved the suggested operators offering the best US casino payouts is because third-party agencies have audited the RTPs of their games. Each featured operator has a certification for authenticity and can legally offer gambling games. Finally, regardless of the payouts, please gamble responsibly and prioritize your safety online while playing.

References

  1. Xinyi Cai, (2022), The House Edge and the Basic Strategy of Blackjack (PDF), Retrieved November 10, 2023
  2. Philip W. S. Newall, Christopher A. Byrne, Alex M. T. Russell, Matthew J. Rockloff, (2022), House-edge information and a volatility warning lead to reduced gambling expenditure: Potential improvements to return-to-player percentages (PDF), Retrieved November 10, 2023
  3. Tim Poole, Gambling Insider, (March 16, 2020), Is there an ideal RTP rate?, Retrieved November 10, 2023
  4. American Gaming Association, Casino Games - A Guide to Understanding the Odds (PDF), Retrieved November 10, 2023
  5. Department of Applied Informatics, School of Information Sciences, University of Macedonia, (May 5, 2021), Slot Machine RTP Optimization Using Variable Neighborhood Search, Retrieved November 10, 2023
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